Prabhu Sathyananda

As Sages have us believe for ages that there is some force behind this beautiful world of OURs. The systematic movement of millions of Stars,planets in the cosmos, timely sunshine and Rains, Billions of Numbers of Life on this earth makes us a very tiny creature ,one among billions. Still , we fight with EGO , think I am superior to every one, want everyone to obey us , respect us. WE know for certain that when call comes , we all have no choice but to leave all our prized belongings and leave naked. This should not disappoint us and deterr us from action and put us into inaction. IF end is certain why work ? May be right. Then that maturity has to come to us. That conviction has to come to us. Tommorrow we should not repent while leaving that we wasted our life. That will be horrible. We all know of Veda Vyasa maharshi's son " Shuka Maharshi ". When He decided to leave the body , Vyasa could not convince him into action. he was detached. He had realised his t...

Prabhu Sathyananda: Preview "ALM in Banks"

ALM in Banks Enterprise Risk management: Committee of Sponsoring Organisations of the Treadway commission (COSO) issued “Enterprise Risk management- Integrated Framework” (ERM) to help Boards and Top management to understand an enterprise wide approach to Risk Management. The aim is to help organizations improve performance through better integration of Strategy, Risk Management, Control and Governance. Implementation of ERM provides the opportunity to achieve a robust and holistic top-down view of key risks facing the organization and to manage those risks strategically to increase the likelihood that organizational objectives are achieved. ERM is a process, affected by the entity’s Board of directors, management and other personnel, applied in strategy setting and across the enterprise, designed to identify potential events that may affect the entity. All Risks in Bank falls under one of the three following major Risk categories: • Credit Risk • Operational Risk • Ma...

I received following message from a intimate friend of Mine. Just felt need to share with everyone for us to understand how gifted we are. THINK !!!!!! There was a blind girl who hated herself because she was blind. She hated everyone, except her loving boyfriend. He was always there for her. She told her boyfriend, 'If I could only see the world, I will marry you.' One day, someone donated a pair of eyes to her. When the bandages came off, she was able to see everything, including her boyfriend. He asked her, 'Now that you can see the world, will you marry me?' The girl looked at her boyfriend and saw that he was blind. The sight of his closed eyelids shocked her. She hadn't expected that. The thought of looking at them the rest of her life led her to refuse to marry him. Her boyfriend left in tears and days later wrote a note to her saying: 'Take good care of your eyes, my dear, for before they were yours, they were mine.' This is how...

Action springs out of what we fundementally desire and best peiece of advice for any persuader/leader is " Arouse in the person an eager want. He who can do this has the whole world with him and he who cannot , walks a lonely life" The wonderful words from dale carnegie worth reciting every day. Let us start thinking from others point of view to get our task done from anyone.

1. Get up early by 5 to 5.30 AM 2. Drink Two Glasses of warm water- add lime and honey if you eant to reduce weight 3. have Brisk walk with deep breath(stomach pulled inside) for 20-30 minutes 4. Meditation/ pranayama for 20 Minutes - any kind of breathing excercise 5. Go to bed early. before retiring to bed drink One glass of warm water. 6.Drink atleast two liters of liquid per day. 7. Keep your mind cool. Relax with long ,deep breath at frequent intervals. 8. Avoid Anger and Worry, two secret killers. 9. review days activities and plan next days 10. Eat lot of fruitrs and vegetables and greens Follow these easy tips and stay away from doctors , hale and healthy

Many of us from our childhood have been wondering /questioning the basic doubts like from where have we come? what is the purpose of life? Is it an accident and end with death ? or is it a soul which is perpetual and takes bodies suiting it's purpose and moves on ? Then the question whether the destiny of each such life is prefixed or is that in our hands? like who is responsible for the deeds and actions? Krishna says without my will nothing moves in this world.Does that mean that he is responsible for all the acts in this world? wehave no responsibility for our acts? we are just playing the role assigned to us? But then the "my" in that does that include the person here also as advitha philosphers argue the unity of atman and God? When we continue pondering over the years each one of us get our answers. That is right or wrong is not relevent . It gives us satisfaction.supports us. Then there are those who have great conviction in their findings and they want to spre...

Does the base rate really make any difference to bankers or other stake holders? Almost all banks have fixed rates between 7.5 to 8.00%. This is the minimum rate below which banks can not lend. As of now rates below this are enjoyed only by top rated corporates, who as rightly advised by SBI chairman Mr. bhat will move to other means of finance like commercial paper. The flexibility provided by RBI in deciding rate allows banks to overcome any problem in this area. They fix the Base rate and Load while charging interest. Finally , ground reality is it does not serve any purpose.

Today most of the Indian banks have adopted CBS. moved to INternet Banking, Mobile Banking, POS, CArds, ATM and lot more delivery channels making brick and mortar banking as just a back office. This brings to fore the core issue of Information security. In US , it is said billions of Dollars are lost in Cyber attacks, despite the so called sophistication and policy procedures in place. How Indian Banks,specially public sector and smaller old generation private sector banks with hardly any skiled IT security staff handle this challnge is a big question. Though Banks have started outsourcing some kind of security management, the in house expertise is very essential to get real benefit from these vendors and to select right kind of product, right deployment methodology and SLAs. This gives enormous potential for IT security professionals with domain expertise also for top slots. We need to discuss what kind of trainings / knowledge sources available for one to understand all changing an...

Every human being craves for recognition, feeling of importance. Probably, as some have pointed out, this is the reason behind human evolution. Naturally it follows that the best way to win others to your way and develop teams is to make others feel important. Give frank appreciation, not flattery. recognise the good,positive qualities in another and give sincere appreciation. Do not bother about his negative side. because we have lot many such weaknesses. THis si the true way for success, leadershuip and happiness. Let us try it ourselves. seeing is believing.