Sri Krishna - Significance of life and teachings Bhagavad Gita is the all time best book on teachings for happy life. He teaches all he paths , be it Bhakti, Jnana, Dhyana, Vairagya. A spiritual seeker ( Sadhaka) can choose one or more paths based on his stage of life. Preaching Bhakti Marga , he says leave all else and surrender before me . I will safe guard you. He preaches how to attain complete control on the Indriyas and overcome Vikaras. That is moving towards inward and forgetting the external influences. Soul consciousness . We have every knowledge within and reading of such devine books brings out the real knowledge out and brings realization. He also teaches that whatever you do it is directed by the almighty and as long as we listen to our inner conscious , we do not do anything wrong. What ever you are doing do in the name of lord and you will not be accountable for the outcome. This is the one book every human being must read and get digested. Differe
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Showing posts from September, 2015
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Is Banking Meltdown on Asset quality concerns Justified? Recent meltdown of bank stocks in Indian bourses is heavily debated as an opportunity for the long term investors to enter the segment or worse is still to come. The one most important negative is NPA and biggest positive is large Bond portfolio of banks having potential to earn huge profit for banks when interest rates start falling in line with rates in advanced countries. NPAs beyond a certain level are a cause of serious concern. High NPAs disturb recycling of lent funds affecting credit growth. NPAs also affect profitability by requiring provisioning, which means a large part of the profits needs to be kept aside as provision against bad loans. Therefore, the problem of NPAs is the concern of the lenders, borrowers, investors and the policy makers. The level of stressed asset in the banking system has crossed 13% of loan portfolio. As on 31-03-2015 , stressed assets of public sector banks alone was 7.12 La