Prabhu Sathyananda

Sri Krishna - Significance of  life and teachings  Bhagavad Gita is the    all time best book on teachings for happy life. He teaches all he paths , be it Bhakti, Jnana, Dhyana, Vairagya. A spiritual seeker ( Sadhaka) can choose one or more paths based on his stage of life. Preaching Bhakti Marga , he says leave all else and surrender before me . I will safe guard you. He preaches how to attain complete control on the Indriyas and  overcome Vikaras. That is moving towards inward and forgetting the external influences. Soul consciousness . We have every knowledge within and reading of such devine books brings out the real knowledge out and brings realization. He also teaches that whatever you do it is directed by the almighty and as long as we listen to our inner conscious , we do  not do anything wrong. What ever you are doing do in the name of lord and you will not be accountable for the outcome. This is the one book every human being must r...

Prabhu Sathyananda

Is Banking Meltdown on Asset quality concerns  Justified? Recent meltdown of bank stocks in Indian bourses is heavily debated as an opportunity for the long term investors to enter the segment or worse is still to come. The one most important negative is NPA and biggest positive is large Bond portfolio of banks having potential to earn huge profit for banks when interest rates start falling in line with rates in advanced countries. NPAs beyond a certain level are a cause of serious concern. High NPAs disturb recycling of lent funds affecting credit growth. NPAs also affect profitability by requiring provisioning, which means a large part of the profits needs to be kept aside as provision against bad loans. Therefore, the problem of NPAs is the concern of the lenders, borrowers, investors and the policy makers. The level of stressed asset in the banking system has crossed 13% of loan portfolio. As on 31-03-2015 , stressed assets of public sector banks alone was 7.1...

Beggars under God's grace: Many times I wonder why do we fight for name , fame, money and develop hatred etc., This will only spoil our peace of mind and health. We have come to this world empty handed. Whatever , we have today is the gift of almighty or whatever name you call that force. WE are not going to take anything with us while leaving this world. Even billionaire goes naked. That is where the basic understanding of who we are ? why are we here? where re we going and why ? arises. There can not be confirmed answers with evidence. Preachers give examples like how you recognize your mother as mother because people around you have told you like that same way you have to believe  in God. But , then , for human beings endowed with logical thinking , it is not that easy to blindly believe that there is God and he is taking care of us. But, then , we have no ability to find out also. It is where human being accepted God as our father . when you thing like that , it bec...

New year day, Ugadi is being celebrated. How many of us look back  the year just passed and plan the coming year. Majority of us do not think , we just brood over things or just have no time to think, are just running a rat race. We are all the children of God . That must make us to think that Parents must be God for us. We offer flowers, prayer to God. Does he need these? he is ever happy , omnipotent, onmipresent. He doesn't require anything from his children. He just wants them to remember him. Every moment remember him. see him in every living creation. daily remember him . he will be with you. Same way parents do not expect anything from children except remembrance/love . Life is simple if we think. Avoid rat race. beyond basic needs , money will not make much difference to the happiness of a man. Enjoy your work, remember God, Remember parents,meditate. Be happy. That is the way to be happy. Wish you a very happy and prosperous year ahead. God bless us all, yours -...

Dear Friends, We have been patting our Banks for the robust performance of Indian Banks at a time when global banks were melting. Credit goes to conservative policies of regulator. RBI deserves Kudos. However, Indian banking industry is not in quite good shape today. NPA is high and raising. Recorey is very low and write off is heavy as pointed out by regualotor recently. Whose money is it we are writing off? why this pathetic condition? Despite RBIs stringent IRAC norms and also auto NPA marking by Banks, it is the fact all Bank executives today know, NPAs are understated by every bank. RBI has introduced Restructuring , corporate Debt restructuring (CDR) for helping Industries in real difficulties , thus is hugely mis-used. This is because , the ethical level at majority of corporates is very low, as known to every indian citizen. Corporates siffon off money into subsidiaries, by inflating invoices etc., Make the unit sick, get all possible benefits and finally may pay or no. ...

Be bold when you lose anything, But be calm when U win. Life is a finger print , never repeated, make best impression of IT. Human Life is a greatest gift   from GOd, it is said, We must make best use of it. Running behind material things, sacrificing all morals, may ,make us rich materially and society may recognise it as great achievement. But , end of the day , when we have to leave all this and give our account to almighty, nothing of these material achievements supports us. Our charities, Good gestures and how many were made happy by you & how many times & how long only matters. "Paropakaraya Punyaya papaya Parapedana ". In mahabharata , it is said helping others is the only punya(virtue) , and hurting others is the only papa ( sin). It is said as essence of mahabharat. Let's think how we can be of some help to  people close to us, society or any living creature? This thought will transform us from lesser mortals to God. Best Of luck